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What is a Payment Gateway?

A payment gateway is the digital equivalent to a point of sale (POS) terminal. Payment gateways work to authorize payments by encrypting information and transmitting customer's order to and from merchant account provider.

You don't even need a website to accept credit card payments from customers. Your virtual terminal is browser-based so you can actually accept credit card payments and process the transaction manually from any computer connected to the Internet.

How can you benefit from Paymerica and the AuthorizeNet Gateway?

* Save money and start collecting payment online in a few days
* No extra charge for SSL
• Free application for online merchant account
• No waiting for software installation
* Start selling the next day
* Customer payments deposited directly into your bank account
* Low to no startup expense
* You don't need even a website to accept credit card payments from customers
* Add EZ cart to your website or easily configure your shopping cart to connect to the gateway
* No worries. You have our unlimited support

Of course, many web owners and ecommerce retailers do want to process credit card transactions online using a shopping cart or instant payment "buy now" buttons.

Merchants can easily connect to the Authorize.Net Payment Gateway , which provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission of transaction data. Authorize.Net manages the routing of transactions just like a traditional credit card swipe machine you find in the physical retail world, however, Authorize.Net uses the Internet instead of a phone line. See our credit card processing diagram.

The Authorize.Net Payment Gateway is available 24/7 for processing transactions. We also offer a number of value-adding services to assist merchants in managing their businesses and protecting themselves from fraud. Additionally, the free, Authorize.Net Verified Merchant Seal can be added to a merchant’s Web site to help build consumer confidence.

Merchants log into a secure Web site called the Merchant Interface to manage their transactions, configure account settings, view account statements, generate reports and more. Since the payment gateway is a browser-based, hosted solution, there is no software to install or maintain.

How to apply for your gateway...

  1. Apply for your online merchant account
  2. Make a note of the TID number and the MID number
  3. Click the following link and apply for your gateway online.
Apply for your Authorize Net Gateway

Accept Credits From YOUR Customers

Visa and MasterCard are fast becoming the preferred mode of payment. But you can elect to also accept Discover and American Express. Start by applying free for your online merchant account.

No Equipment Needed
Login to your private account and fill in a few fields!

Your gateway includes browser-based Virtual Terminal management system, including SmartScreens secure payment interface and FraudTrak (shown below). It is FAST and EASY. Completely CONFIDENTIAL Secure and accessible from anywhere in the world!

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